About Us
Big-company experience. Family-level care.
JHL Mortgage is an Arizona-based mortgage company built on a simple idea: pair the capability and track record of a large lender with the attention you only get when the people on your loan actually own the outcome.
Our Story
A lender that treats your file like it matters.
Jim Lyddon built JHL Mortgage after more than four decades in home lending, with a simple idea: borrowers shouldn't have to choose between the capabilities of a large mortgage company and the attention of an experienced, hands-on team.
JHL brings the strategy, resources, and execution of a larger lender to every loan, with experienced people staying close to the details from application through closing. That standard applies across the company.
When you work with JHL, you're not a loan number. You're working with people who take responsibility for the process and make sure you understand what happens next.
Jim Lyddon
Founder & Owner · NMLS #14504
$8B+ funded volume. 3,000+ loans personally originated. 40+ years in lending.
Every file walked through personally. Human on purpose.
Leadership
Experience at the head of the table.
Four decades of lending leadership set the standard every JHL loan officer works to: seasoned judgment, senior-level review, and personal attention on every file.
Always moving forward
Proactive communication, on-time closings
You hear from us before you have to ask. Clear updates at every milestone, and a team that keeps your file on schedule.
The JHL standard
Senior review on every file, application to closing
A culture of mentorship runs deep here. Jim works alongside his son Luke, and every officer trains to the same standard.
What We Stand For
The standards behind every JHL loan.
No surprises
We explain the numbers up front and keep them honest all the way to closing.
Direct accountability
When you call or email, you reach someone on our team directly. You aren't place in a call center or a ticket queue.
Built for complex files
Self-employed, investor, jumbo, alt-doc. We handle scenarios other lenders avoid.
Think a step ahead
Four decades of pattern recognition means we catch issues before they cost you.
The Team
Meet the people on your loan.
Business Information
JHL Mortgage Inc. at a glance
JHL Mortgage Inc. is an Arizona-based mortgage company serving homebuyers, homeowners, real-estate investors, and referral partners across the Southwest.
Office
7344 E Solano Dr, Scottsdale, AZ 85250
Phone
(602) 290-0897Hours
Monday–Friday, 8:00 AM – 6:00 PM (MST)
Licensing
Company NMLS #2573609 · Jim Lyddon NMLS #14504
Licensed in Arizona, Texas, Colorado, and New Mexico. Equal Housing Lender.
Who we serve
First-time and move-up buyers, self-employed and 1099 earners, real-estate investors, and referral partners across the Southwest.
Last updated: July 7, 2026
Let’s find the loan that fits your situation.
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