Meet the Team

Find your loan officer.

Every JHL loan is handled by a real person you can reach directly. Choose an officer to see their profile, specialties, and contact details.

Jim Lyddon

NMLS #14504

Founder & Senior Loan Officer

Forty years of mortgage experience, applied to your file personally.

Self-employed & bank statement
Jumbo & high-balance
Investor & DSCR

(602) 290-0897 Email

Apply with Jim View profile

Luke Lyddon

NMLS #2657481

Loan Officer

Clear answers, calm guidance, and a loan officer who stays with you through the process.

First-time buyers
Move-up buyers
Purchase pre-approvals

(602) 826-1033 Email

Apply with Luke View profile

Justin Sullivan

NMLS #2675271

Loan officer

Clear mortgage guidance for modern income, including self-employed and creator borrowers.

First-time buyers
Move-up buyers
Purchase

805-405-6426 Email

Apply with Justin View profile

Loan officers

Want to build your business with us?

Big-company expertise, independent-company access. Get direct mentorship from Jim and the platform to grow your own book — with the flexibility of a relationship-first brokerage.

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Let’s find the loan that fits your situation.

Apply online in minutes, or call and talk it through.

Get Started (602) 290-0897