Texas, TX

Your Texas mortgage, handled with care.

Texas attracts buyers with every kind of income story — W-2, self-employed, equity-heavy, and investor. JHL Mortgage is licensed in Texas and built for exactly those scenarios, from Austin to the Metroplex.

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Local Context

Why Texas buyers choose JHL

We focus on getting your file right early so your offer is strong and your closing stays calm — and we explain the Texas-specific steps along the way.

Licensed Texas lender serving the major metros
Strong fit for self-employed, 1099, and investor buyers
Purchase, refinance, and jumbo financing
Careful handling of Texas home-equity and cash-out rules

Texas Programs

State programs worth knowing about

Texas buyers may have access to state-backed assistance in addition to conventional and government loans. Terms and availability change often and we confirm current eligibility for your scenario before you count on any of it.

TDHCA — My First Texas Home

The Texas Department of Housing and Community Affairs offers first-time-buyer loans and down-payment assistance. We confirm current eligibility and how it pairs with your loan program.

Texas Mortgage Credit Certificate (MCC)

An MCC can provide a federal tax credit on a portion of mortgage interest for eligible buyers. We walk through whether it makes sense for your situation.

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